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Aired on Market Place: Jan. 26, 1999
' It's known as the Glebe. A middle-class neighborhood in Ottawa. Break-ins occur, but that's not unusual. It's what insurance is for, isn't it? That's what Diane Greene thought, before she was robbed three times and made the insurance claims.
"One in 1993, one in 1994, and one in 1995," explains Greene. "The first one involved a bicycle. The second one was a break and enter and the third one was another bicycle. We received a letter April of 1995 saying that they would not renew our policy."
It didn't matter that the Greenes had been with the Personal Insurance Company five years before that. It was the three claims in three years that mattered. "We were given one month to find a new carrier," says Greene.'
The size of the claims makes no difference and it can be a few as one claim before you have no insurance.
Once you are considered high risk by one insurer you have been effectively black listed since one of the first questions all insurers ask is if you have ever been refused insurance.
If you answer yes they aren't interested in you as a customer
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