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Complaint Index
Accident & Health Insurance
Top 40 Writers*


Missouri Department of Insurance Complaint Index
for Accident and Health Insurance Companies 1996

The complaint index measures how many consumer complaints the Missouri Department of Insurance has received in the past three years relative to the amount of business a specific company writes in Missouri. The index is based on all complaints received, whether or not they were valid.

The higher the index number, the worse the complaint ratio. As a rule:

......100 percent means that the department received the normally expected number of complaints about that company.

......99 percent or less indicates the company was the subject of less than the normally expected number of complaints.

.......More than 100 percent shows the department received more than the normally expected number of complaints about that company.

The 1996 MDI Consumer Complaint Guide covers only the highest-volume companies writing insurance in Missouri.



Complaint Index

Accident & Health Insurance
Top 40 Writers*

COMPANY 3 YEAR COMPLAINT INDEX
Aetna Life Ins Co 156
American Family Mutual Ins Co 119
American Republic Ins Co 107
Bankers Life and Casualty Co 116
Blue Cross & Blue Shield of KC 34
Blue Cross & Blue Shield of MO 113
Business Mens Assurance (BMA) Co 59
Connecticut General Life Ins Co 63
Continental Assurance Co 14
Continental Casualty Co 83
Equitable Life & Casualty Ins Co 52
Fortis Benefits Ins Co 70
General American Life Ins Co 108
Golden Rule Ins Co 184
Guardian Life Ins Co of America 63
Healthy Alliance Life Insurance Co 24
Humana Ins Co 71
John Alden Life Ins Co 77
Life Ins Co of North America 39
Metropolitan Life Ins Co 201
MO Valley Life and Health Ins Co 272
Mutual of Omaha Ins Co 193
National Union Fire Ins Co of Pittsburgh 0
New York Life Ins Co 48
Physicians Mutual Ins Co 185
Pioneer Life Ins Co of IL 172
Principal Mutual Life Ins Co 47
Prudential Ins Co of America 49
Shelter Life Ins Co 40
State Farm Mutual Auto Ins Co 29
Time Ins Co 173
Travelers Ins Co 213
Trustmark Ins Co 116
United American Ins Co 201
United Health and Life Ins Co 0
United of Omaha Life Ins Co 109
United Wisconsin Life Ins Co 53
Unum Life Ins Co of America 29
Washington National Ins Co 145

* (Does not include HMO data)



Help others to make an informed decision

.....If you are interested in sharing your claims experience with others take the time to add your story concerning an insurance company, adjuster or contractor to our Speakers' Corner or Consumer Survey. In the past this individual experience has been unavailable with a few exceptions, other than as part of a statistic on consumer satisfaction. Become more than a statistic by sharing your experience with others.


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