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Diary of an Insurance Claim
Brefni G. Shuttleworth and Michiko Yano-Shuttleworth
Plaintiffs
Commercial Union ( CGNU Group )
Defendant


Notes on a claim against Commercial Union ( CGNU Group )
following a house fire at 25 Salem Ave., Toronto, Ontario, Canada
on November 13, 1995


Date Note
February 19, 2001 TRIAL

361 University Ave.
Toronto, Ontario, Canada

Let the festivities begin!
A pretrial hearing of approximately one day will have to be held before the trial.
February 2, 2000 Appearance at Trial Scheduling Court

Court room 4-4
361 University Ave.
Toronto, Ontario, Canada

The shorter the projected time for trial the sooner a trial can be scheduled. Coincidentally this creates added pressure to settle cases that will take up large amounts of the courts time
October 1999 Filing of the TRIAL RECORD

This is the legal equivalent of taking a number and waiting your turn.
January 1999 Beginning of EXAMINATION FOR DISCOVERY

This is the tell part of the legal equivalent of SHOW AND TELL
in front of an unfriendly and prejudiced audience
Sepetmber 1998 AFFIDAVIT OF DOCUMENTS

This is the show part of the legal equivalent of SHOW AND TELL
Sepember 1998 NOTICE OF MOTION by
Commercial Union ( CGNU Group )
to take the matter of the costs of repair of the fire damage
to the house the Shuttleworths no longer owned to Appraisal.

An order to this effect was given by the court in July 1998.
September 1997 JURY NOTICE

Notice from the Shuttleworths that they want this matter tried before a jury
A jury in a civil case in Canada consists of 6 jurors.
November, 1996 Claim by the Shuttleworths against
Commercial Union ( CGNU Group )
for completely undermining the purpose of property insurance.
October, 1996 Notice from Commercial Union ( CGNU Group )
that they would not renew the insurance on the Shuttleworths home

Replacement insurance could not be obtained in view of the damage
to the property by Commercial Union ( CGNU Group )'s contractor.
The property was uninhabitable and a danger to life, health and safety
October, 1996 A fraction of the Shuttleworths' household contents released
The balance is still held by
TGA and Son General Contracting's
August, 1996 Notice that Shuttleworths' household contents
would be offered in auction to compel payment of
TGA and Son General Contracting's disputed invoice
June, 1996 Shuttleworths' household contents seized by
TGA and Son General Contracting
to force payment of a disputed invoice
May, 1996 Repairs to Shuttleworths' house abandonded by
The Alex Taylor Contracting Co. Ltd.
March, 1996 Repairs to 25 Salem Ave. commence by
The Alex Taylor Contracting Co. Ltd.
November 19, 1995 First Interim Proof of Loss submitted
Various Interim Proofs of loss submitted over next year and a half
November 15, 1995 Claim assigned to
Brian Pilkington of
Lindsey Morden Claim Services, ( Cunningham Lindsey )
November 13, 1995 House fire at 25 Salem Ave.,


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Commercial Union ( CGNU Group ) Consumers' Forum
c/o B.Shuttleworth
P.O.Box 235
Postal Station E
772 Dovercourt Rd.
Toronto, Ontario
Canada, M6H 2V0
brefni@cuconsumers.org


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copyright © 1997-1999 by Brefni Shuttleworth