Commercial Union ( AVIVA CGNU Group ) Consumers' Forum

Including Commercial Union, General Accident, Norwich Union
A forum on consumer rights, corporate governance and business ethics

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Serving documents on the AVIVA Group of Companies

Visitors to this Forum are advised that the Commercial Union (AVIVA CGNU Group) Consumers' Forum
is an independant forum and is not affiliated with any of the companies in the AVIVA Group

Please do not forward documents intended for the AVIVA Group to this Forum

The forum has been advised by Richard A Whitaker of AVIVA plc that for legal purposes document service needs to be made at the registered office of the legal entity of the corporation in question.

Commercial Union / General Accident
CGNU Group
An emotional statement about how CGNU Group ruined one family's lives
A Declaration of War from an evocative place



Advice for Insurance Claimants
required to submit to their insurance company's
"INDEPENDENT MEDICAL EXAMINATION"


Commercial Union / General Accident
CGNU Group
You might expect to have your family's safety and well being threatened
if you were foolish enough to do business with a drug cartel.
You don't expect the same treatment when you make an insurance claim.



Diary of an Insurance Claim
against Commercial Union ( CGNU Group )

The legal process of SHOW AND TELL

A Report OnTheTechnique Of Using
SMALL CLAIMS COURT
To Pursue A Large Insurance Claim
With thanks to Peter Obdam


Commercial Union / General Accident
CGNU Group
Why should anyone insure with you? (CGNU Group)



THE VICTIMIZATION OF CFS SUFFERS BY PRIVATE INSURERS

SPEECH BY JIM PEARCE TO THE THE QUEENSLAND STATE PARLIAMENT
CONCERNING A CONSPIRACY BY INSURANCE COMPANIES
AGAINST THE SICK AND THE SUFFERING

WHO HAVE INSURED THEMSELVES AGAINST UNEXPECTED ILLNESS

(National Mutual, Comcare)


GOVERNMENT REGULATION OF THE INSURANCE INDUSTRY

LAX INSURANCE REGULATION IN
MISSISSIPPI, ARKANSAS, TENNESSEE, OKLAHOMA AND MISSOURI
PROVIDES FERTILE GROUND FOR INSURANCE COMPANY FRAUD

(Not just insurance consumers are the victims)


IS THE INSURANCE INDUSTRY BECOMING A GOVERNMENT SPONSORED CARTEL?

Details of a letter given to Dianne Cunningham
Member of the Ontario Provincial Parliament

(AXA Insurance)

Economical Insurance

Economical Insurance gave her 15 days notice that they were chosing not to do business with her.


-----
Dominion of Canada

What's the point of insurance if your punished for making a claim?


-----
Personal Insurance Company

"We were given one month to find a new carrier"


-----
Aetna Insurance

"We need an independent review board to...
Monitor claims payment for accuracy, fairness and on-time reimbursement..."
"Bring criminal charges where appropriate"

-----
Commercial Union / General Accident
( CGNU Group )


"Thank God I didn't have a major catastrophe!"
"I've since instructed my Broker NOT to renew my policy with Commercial Union! "


-----
Capri Insurance / Lloyds

"I am totally appauled "
"We as Canadians must stand together."


-----
Commercial Union / General Accident
( CGNU Group )


Be warned.. Commercial Union ( CGNU Group ) violates every legal obligation, duty, of an insurance company.

-----
Allstate

They will do whatever they have to do to avoid paying claims.

-----
Allstate
State Farm
USF&G Insurance Company

Report of an investigation of possible anti-competitive business practices by Allstate, State Farm, and USF&G insurance companies

-----
Guardian Insurance

"We would have been better off without insurance than to be insured by Guardian Insurance."

-----
Commercial Union
( CGNU Group )


A claim against Commercial Union ( CGNU Group ) for damages of $6,800,000.00 Canadian for breach of contract and punitive, aggravated and exemplary damages and that amoung other things that "Commercial Union has completely undermined the purpose of property insurance".


Help others to make an informed decision

.....If you are interested in sharing your claims experience with others take the time to add your story concerning an insurance company, adjuster or contractor to our Speakers' Corner or Consumer Survey. In the past this individual experience has been unavailable with a few exceptions, other than as part of a statistic on consumer satisfaction. Become more than a statistic by sharing your experience with others.


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Commercial Union ( CGNU Group ) Consumers' Forum
c/o B.Shuttleworth
P.O.Box 235
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772 Dovercourt Rd.
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Canada, M6H 2V0
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