Commercial Union Consumers' Forum

Including Commercial Union, General Accident, Norwich Union
A forum on consumer rights, corporate governance and business ethics

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Terms of Use


All use of Commercial Union Consumers' Forum World Wide Web pages is subject to the terms and conditions set forth below. Any use of these web pages constitutes the agreement of any one using this site to abide by the following terms and conditions.

All information provided by Commercial Union Consumers' Forum is owned by or licensed to Commercial Union Consumers' Forum. Commercial Union Consumers' Forum retains all proprietary rights to this information. Commercial Union Consumers' Forum has the right to use all material entered into these Web pages (other than third-party material transmitted through private electronic mail) in any of Commercial Union Consumers' Forum publication. Except for making one hard copy print of limited portions of Commercial Union Consumers' Forum information on an ad hoc basis, or downloading as expressly authorized Commercial Union Consumers' Forum, information may not be reproduced, transmitted or distributed without Commercial Union Consumers' Forum permission.

The Commercial Union Consumers' Forum makes no guarantees or warranties as to the accuracy or completeness of results to be obtained from accessing and using Commercial Union Consumers' Forum information. Commercial Union Consumers' Forum shall not be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in Commercial Union Consumers' Forum information or for any damages resulting therefrom. Commercial Union Consumers' Forum will however make its best effort to insure and maintain the accuracy and completeness of its information.

Users entering materials on any of these Web pages are responsible for the content of that material. Commercial Union Consumers' Forum has no responsibility for the content of any messages or information posted by users, or for the content of information of third-parties on the Internet, even if accessed through Commercial Union Consumers' Forum pages. However, The Commercial Union Consumers' Forum retains the right, which it may or may not exercise, in its sole discretion, to review, edit or delete from its web site any third-party material which Commercial Union Consumers' Forum deems to be illegal, offensive or otherwise inappropriate.

Users may through hypertext or other computer "links" gain access to other sites on the Internet which are not part of Commercial Union Consumers' Forum web pages. Commercial Union Consumers' Forum assumes no responsibility for any material outside of Commercial Union Consumers' Forum web pages which may be accessed through any such "link."

Any one using this site agrees to indemnify Commercial Union Consumers' Forum from any damages, losses, costs or expenses which Commercial Union Consumers' Forum, CUCF employees and authorized representatives may incur as a result of material, they as a user, enter into these Web pages.

Because the material on this site exists electonically and can be altered electronically, the integrity of any reproductions of this material cannot be guaranteed.


Help others to make an informed decision

.....If you are interested in sharing your claims experience with others take the time to add your story concerning an insurance company, adjuster or contractor to our Speakers' Corner or Consumer Survey. In the past this individual experience has been unavailable with a few exceptions, other than as part of a statistic on consumer satisfaction. Become more than a statistic by sharing your experience with others.


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Commercial Union Consumers' Forum
c/o B.Shuttleworth
P.O.Box 235
Postal Station E
772 Dovercourt Rd.
Toronto, Ontario
Canada, M6H 4E2
brefni@cuconsumers.org


copyright © 1997, 1998 by Brefni Shuttleworth